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Genome-wide atlas of gene enhancers in the brain online

Friday, February 1, 2013

Future research into the underlying causes of neurological disorders such as autism, epilepsy and schizophrenia, should greatly benefit from a first-of-its-kind atlas of gene-enhancers in the cerebrum (telencephalon). This new atlas, developed by a team led by researchers with the U.S. Department of Energy (DOE)'s Lawrence Berkeley National Laboratory (Berkeley Lab) is a publicly accessible Web-based collection of data that identifies and locates thousands of gene-regulating elements in a region of the brain that is of critical importance for cognition, motor functions and emotion.

"Understanding how the brain develops and functions, and how it malfunctions in neurological disorders, remains one of the most daunting challenges in contemporary science," says Axel Visel, a geneticist with Berkeley Lab's Genomics Division. "We've created a genome-wide digital atlas of gene enhancers in the human brain - the switches that tell genes when and where they need to be switched on or off. This enhancer atlas will enable other scientists to study in more detail how individual genes are regulated during development of the brain, and how genetic mutations may impact human neurological disorders."

Visel is the corresponding author of a paper in the journal Cell that describes this work. The paper is titled "A High-Resolution Enhancer Atlas of the Developing Telencephalon." (See below for a list of co-authors.)

The cerebrum is the most highly developed region of the human brain. It houses the cerebral cortex, the so-called "gray matter" where complex information processing events take place, and the basal ganglia, a brain region that helps control movement throughout the body and is involved in certain types of learning. Many of the genes responsible for development of the cerebrum have been identified but most of the DNA elements responsible for expressing these genes - turning them on/off - have not. This is especially true for gene enhancers, sequences of DNA that act to amplify the expression of a specific gene. Characterizing gene enhancers tends to be difficult because an enhancer does not have to be located directly adjacent to the gene it is enhancing, but can in fact be located hundreds of thousands of DNA basepairs away.

"In addition to acting over long distances and being located upstream, downstream or in introns of protein-coding genes, the sequence features of gene enhancers are poorly understood," Visel says. "However, gene-centric studies have provided strong evidence that gene enhancers are critical for normal embryonic development of the brain and have also linked human diseases to perturbed enhancer sequences."

Visel and an international team of researchers met the challenges of systematic identification and functional characterization of gene enhancers in the cerebrum through a combination of ChIP-seq studies and large-scale histological analyses in transgenic mice, in which the activity patterns of human telencephalon enhancers can be studied. ChIP-seq, which stands for "chromatin immunoprecipitation followed by sequencing," is a technique for genome-wide profiling of proteins that interact with DNA.

This combination of approaches enabled Visel and his colleagues to identify over 4,600 candidate embryonic forebrain enhancers. Furthermore, studying mouse embryos they mapped the activity of 145 of these enhancers at high resolution to define where exactly in the developing brain they drive the expression of their respective target genes. The result is a comprehensive, electronically accessible database for investigating the gene regulatory mechanisms of cerebrum development, and for studying the roles of distant-acting enhancers in neurodevelopmental disorders.

"By mapping hundreds of gene enhancer sequences and defining where exactly in the developing brain they are active, our enhancer atlas provides important information to connect non-coding mutations to actual biological functions," Visel says.

As an example of how the enhancer atlas could be used in this manner, Visel says that if through genetic studies a certain region of the human genome has been linked to a specific neurological disorder but that region does not contain any protein-coding genes, checking the atlas could reveal whether the region is home to any distant-acting gene enhancers.

"If there is a gene enhancer in the region," Visel says, "researchers could determine exactly how the enhancer or a mutated form is related to the disorder. This encompasses a lot of territory in the human genome. More than half of all the disease-related DNA sequence changes discovered in genome-wide screens to date fall within the 98-percent of human genome sequences that do not code for proteins. These 'non-coding' sequences were once dismissed by many as 'junk DNA' but are now known to harbor critical gene regulatory functions."

Visel says the enhancer atlas also provides a "molecular toolbox" that can be used to re-locate the expression of certain genes to specific regions of the brain in experimental applications. This could help researchers gain new insights into how the brain develops and how the human brain has evolved.

"The evolution of the gene regulatory architecture may have been one of the drivers of the extremely advanced brains that we see in primates in general and humans in particular," he says.

While continuing to map and annotate additional enhancers, Visel and his colleagues are now also studying the biological mechanisms related to some of these enhancers in more detail.

"We still only partially understand how gene enhancers work in the context of a living brain, i.e., what proteins bind to them, how mutations change their function, and what exactly the role of these sequences is in the context of human neurological disorders," Visel says. "Clearly, there is more work to do."

###

DOE/Lawrence Berkeley National Laboratory: http://www.lbl.gov

Thanks to DOE/Lawrence Berkeley National Laboratory for this article.

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Source: http://www.labspaces.net/126586/Genome_wide_atlas_of_gene_enhancers_in_the_brain_online

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Marriage reduces the risk of heart attack in both men and women and at all ages

Marriage reduces the risk of heart attack in both men and women and at all ages [ Back to EurekAlert! ] Public release date: 31-Jan-2013
[ | E-mail | Share Share ]

Contact: Jacqueline Partarrieu
press@escardio.org
33-492-947-756
European Society of Cardiology

Cohabiting associated with better prognosis after coronary events before and after hospitalization

Sophia Antipolis, 31 January 2013. A large population-based study from Finland has shown that being unmarried increases the risk of fatal and non-fatal heart attack in both men and women whatever their age. Conversely, say the study investigators, especially among middle-aged couples, being married and cohabiting are associated with "considerably better prognosis of acute cardiac events both before hospitalization and after reaching the hospital alive".

The study, published today in the European Journal of Preventive Cardiology, was based on the FINAMI myocardial infarction register data from the years 1993 to 2002.(1,2) The study included information on people over the age of 35 living in four geographical regions of Finland. All fatal and non-fatal cardiac events - known as "acute cardiac syndromes", ACS - were included and cross-referred to the population database. "Our aim," said the authors, "was to study the differences in the morbidity and prognosis of incident acute coronary syndromes according to socio-demographic characteristics (marital status and household size)."

The register recorded 15,330 ACS events over the study period of ten years, with just over half (7703) resulting in death within 28 days. Events occurred almost equally among men and women. However, the analysis also showed that the age-standardised incidences of these ACS events were approximately 5866% higher among unmarried men and 6065% higher in unmarried women, than among married men and women in all age groups.

The differences in 28-day mortality rate were even greater. These 28-day mortality rates were found to be 60168% higher in unmarried men and 71175% higher in unmarried women, than among married men and women.

For example, the 28-day ACS mortality rate in 65-74-year-old married men was 866 per 100,000 persons per year but 1792 per 100,000 per year in unmarried men. This rate did not differ according to previous marital status.

Similarly, mortality rates among 65-74-year old married women were 247 per 100,000 persons per year, but 493 per 100,000 when the woman was unmarried. Statistically, the figures represented a 28-day "case fatality" rate of 26% in the 35-64-year-old married men, 42% in men who had previously been married, and 51% in never-married men. Among women, the corresponding figures were 20%, 32%, and 43%.

Consistent with this finding, the case fatality rate of 35-64-year-old single men and women was higher than that of those living with one or more people.

According to the authors' background to the study, being unmarried or living alone is known to increase total and cardiovascular mortality and cardiovascular disease incidence. However, many of these previous studies have included only men in their analysis, with missing data on women and older age groups.

Why should single living or being unmarried be associated with such a greater susceptibility to coronary events, and particularly fatal events? The authors suggest several possibilities:

  • Differences in the prevalence of traditional cardiovascular risk factors. "We cannot exclude the possibility that persons with poor health status may be more prone to staying unmarried or getting divorced," the authors state.
  • Married people may be better off, have better health habits, and enjoy higher levels of social support than the unmarried, which will all promote their overall health.
  • Better prospects in the pre-hospital phase because of earlier intervention. "It may be assumed that resuscitation or calling for help was initiated faster and more often among those married or cohabiting," say the authors.
  • Better treatment once in hospital and after discharge. "We found that a larger proportion of married and cohabiting men received reperfusion therapy at acute stage which may contribute to their better survival after hospitalisation. Lower adherence to secondary preventive medications (aspirin, statins, beta-blockers, angiotensin converting enzyme inhibitors or angiotensin receptor blockers) among the unmarried may have an adverse effect on long-term prognosis," they add.

However, lead author Dr Aino Lammintausta from Turku University Hospital in Finland also notes that these differences in prognosis cannot be fully explained by differences in treatment-seeking time or access to effective therapy. The socio-demographic differences reflected in the study's results are a "considerable population health problem", she said, which warrants further research to explain.

###


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?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Marriage reduces the risk of heart attack in both men and women and at all ages [ Back to EurekAlert! ] Public release date: 31-Jan-2013
[ | E-mail | Share Share ]

Contact: Jacqueline Partarrieu
press@escardio.org
33-492-947-756
European Society of Cardiology

Cohabiting associated with better prognosis after coronary events before and after hospitalization

Sophia Antipolis, 31 January 2013. A large population-based study from Finland has shown that being unmarried increases the risk of fatal and non-fatal heart attack in both men and women whatever their age. Conversely, say the study investigators, especially among middle-aged couples, being married and cohabiting are associated with "considerably better prognosis of acute cardiac events both before hospitalization and after reaching the hospital alive".

The study, published today in the European Journal of Preventive Cardiology, was based on the FINAMI myocardial infarction register data from the years 1993 to 2002.(1,2) The study included information on people over the age of 35 living in four geographical regions of Finland. All fatal and non-fatal cardiac events - known as "acute cardiac syndromes", ACS - were included and cross-referred to the population database. "Our aim," said the authors, "was to study the differences in the morbidity and prognosis of incident acute coronary syndromes according to socio-demographic characteristics (marital status and household size)."

The register recorded 15,330 ACS events over the study period of ten years, with just over half (7703) resulting in death within 28 days. Events occurred almost equally among men and women. However, the analysis also showed that the age-standardised incidences of these ACS events were approximately 5866% higher among unmarried men and 6065% higher in unmarried women, than among married men and women in all age groups.

The differences in 28-day mortality rate were even greater. These 28-day mortality rates were found to be 60168% higher in unmarried men and 71175% higher in unmarried women, than among married men and women.

For example, the 28-day ACS mortality rate in 65-74-year-old married men was 866 per 100,000 persons per year but 1792 per 100,000 per year in unmarried men. This rate did not differ according to previous marital status.

Similarly, mortality rates among 65-74-year old married women were 247 per 100,000 persons per year, but 493 per 100,000 when the woman was unmarried. Statistically, the figures represented a 28-day "case fatality" rate of 26% in the 35-64-year-old married men, 42% in men who had previously been married, and 51% in never-married men. Among women, the corresponding figures were 20%, 32%, and 43%.

Consistent with this finding, the case fatality rate of 35-64-year-old single men and women was higher than that of those living with one or more people.

According to the authors' background to the study, being unmarried or living alone is known to increase total and cardiovascular mortality and cardiovascular disease incidence. However, many of these previous studies have included only men in their analysis, with missing data on women and older age groups.

Why should single living or being unmarried be associated with such a greater susceptibility to coronary events, and particularly fatal events? The authors suggest several possibilities:

  • Differences in the prevalence of traditional cardiovascular risk factors. "We cannot exclude the possibility that persons with poor health status may be more prone to staying unmarried or getting divorced," the authors state.
  • Married people may be better off, have better health habits, and enjoy higher levels of social support than the unmarried, which will all promote their overall health.
  • Better prospects in the pre-hospital phase because of earlier intervention. "It may be assumed that resuscitation or calling for help was initiated faster and more often among those married or cohabiting," say the authors.
  • Better treatment once in hospital and after discharge. "We found that a larger proportion of married and cohabiting men received reperfusion therapy at acute stage which may contribute to their better survival after hospitalisation. Lower adherence to secondary preventive medications (aspirin, statins, beta-blockers, angiotensin converting enzyme inhibitors or angiotensin receptor blockers) among the unmarried may have an adverse effect on long-term prognosis," they add.

However, lead author Dr Aino Lammintausta from Turku University Hospital in Finland also notes that these differences in prognosis cannot be fully explained by differences in treatment-seeking time or access to effective therapy. The socio-demographic differences reflected in the study's results are a "considerable population health problem", she said, which warrants further research to explain.

###


[ Back to EurekAlert! ] [ | E-mail | Share Share ]

?


AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.


Source: http://www.eurekalert.org/pub_releases/2013-01/esoc-mrt012913.php

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Fast food linked to higher asthma and allergy risk | MNN - Mother ...

Fast food linked to higher asthma and allergy risk

New study links fast-food consumption to a greater risk for developing asthma, eczema and allergies.

Tue, Jan 15 2013 at 8:56 AM

Teens and kids who eat a lot of fast food may be at greater risk for developing asthma, eczema?and allergies, according to a new study published in the British Medical Journal's respiratory magazine,?Thorax.

?

For the study, researchers from?the University of Auckland in New Zealand and the University of Nottingham in the United Kingdom looked at surveys from more than 500,000 kids in 51 countries to determine how diet affected their allergy-related risks. They found that?eating fast food three times a week may lead to asthma, eczema?and itchy, watery eyes in children. ?

?

Researchers surveyed kids and their parents to determine whether or not they experienced symptoms of allergies, asthma and eczema. Participants also shared what types of foods they consumed each week. In the study, children in their early teens who ate fast food three or more times each week had a 39 percent greater risk of severe asthma. For 6- and 7-year-olds, there was a 27 percent increased risk. Overall, kids who ate fast food three or more times a week had about a 30 percent increased risk of severe allergies. The results were consistent across all age groups regardless of gender or socioeconomic status. ?

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Interestingly, kids who ate fruit were able to cut their risk of developing these conditions. Researchers found that kids who ate three or more portions of fruit each week reduced their risk of severe asthma, eczema and allergies by between 11 and 14 percent.

?

Related allergies and asthma stories on MNN:

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Source: http://www.mnn.com/health/fitness-well-being/blogs/fast-food-linked-to-higher-asthma-and-allergy-risk

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Inside a solar eruption: NASA's SDO provides first sightings of how a coronal mass ejection forms

Feb. 1, 2013 ? On July 18, 2012, a fairly small explosion of light burst off the lower right limb of the sun. Such flares often come with an associated eruption of solar material, known as a coronal mass ejection or CME -- but this one did not. Something interesting did happen, however. Magnetic field lines in this area of the sun's atmosphere, the corona, began to twist and kink, generating the hottest solar material -- a charged gas called plasma -- to trace out the newly-formed slinky shape. The plasma glowed brightly in extreme ultraviolet images from the Atmospheric Imaging Assembly (AIA) aboard NASA's Solar Dynamics Observatory (SDO) and scientists were able to watch for the first time the very formation of something they had long theorized was at the heart of many eruptive events on the sun: a flux rope.

Eight hours later, on July 19, the same region flared again. This time the flux rope's connection to the sun was severed, and the magnetic fields escaped into space, dragging billions of tons of solar material along for the ride -- a classic CME.

"Seeing this structure was amazing," says Angelos Vourlidas, a solar scientist at the Naval Research Laboratory in Washington, D.C. "It looks exactly like the cartoon sketches theorists have been drawing of flux ropes since the 1970s. It was a series of figure eights lined up to look like a giant slinky on the sun."

More than just gorgeous to see, such direct observation offers one case study on how this crucial kernel at the heart of a CME forms. Such flux ropes have been seen in images of CMEs as they fly away from the sun, but it's never been known -- indeed, has been strongly debated -- whether the flux rope formed before or in conjunction with a CME's launch. This case shows a clear-cut example of the flux rope forming ahead of time. Vourlidas is a co-author, along with Spiro Patsourakos and Guillermo Stenborg, of a paper on these results published in the Astrophysical Journal on Jan. 31, 2013.

Spotting such a foreshadowing of a CME could help scientists develop ways to predict them, says Dean Pesnell, the project scientist for SDO at NASA's Goddard Space Flight Center in Greenbelt, Md. "By telling us when and where flux ropes will erupt," Pesnell says. "SDO helps us predict a major source of space weather."

Scientific research is always a dance between hypothesis and experimental confirmation, and the history of the flux rope is no exception. Plasma physicists suggested that such coils of magnetic field lines were at the heart of flares in the 1970s and spacecraft near Earth provided in-situ measurements that occasionally traced out helical structures inside CMEs. Later, the flux ropes were spotted in images of CMEs captured by the joint ESA/NASA Solar Heliospheric Observatory (SOHO) -- which launched in 1995 -- using the mission's Large Angle and Spectrometric Coronagraph (LASCO), a telescope that blocks out the bright light of the solar disk in order to better see the tenuous corona around it. They are now a regular appearance on coronagraph and heliospheric imaging observations.

When it came to watching them form in a CME, however, the task was much harder. Since CMEs can form quite suddenly -- known as impulsive CMEs -- the associated flux ropes are smaller and closer to the surface, making it difficult to spot them amongst the many structures in the corona.

In the absence of direct observational evidence, theorists have produced two theories based on general physics of plasmas and magnetic fields of how and when the flux rope might form. In one, the magnetic structure of the rope exists before the CME, and as it evolves over time it twists and kinks becoming increasingly unstable. Eventually it erupts from the sun, releasing enormous amounts of energy and solar plasma. In the second version, the CME erupts when looping magnetic field lines are severed from the sun's surface. While the great blob of solar material streams off the sun, the fields reconnect with each other to form a classic flux rope shape.

"In this case, we saw this big eruption on July 19," says Vourlidas. "We wanted to analyze the eruption and we started going back in time -- a few minutes, then an hour, then eight hours. And then we saw it. A flux rope that looked just like the cartoons scientists have been drawing for decades."

Vourlidas credits this first sighting to three things. First, the team looked far enough back in time, when previous searches have often only looked a few minutes back. Second, the sun obliged its viewers with the perfect angle at which to see the tell-tale loops of the flux rope. SDO's cameras could look right down the center of the rope, like looking down the tunneled center of a slinky. Third, AIA's cameras capture imagery that no other cameras do: light at the 131 Angstrom wavelength, which shows solar material heated to temperatures of 10,000,000 K (18,000,000 F / 10,000,000 C). In images of the same region at the same time showing cooler material, the flux rope doesn't show up at all. AIA scientists chose to include a filter to view this unprecedentedly high temperature because they posited that flares could heat the corona to those temperatures. Apparently the same incredibly hot plasma helped highlight the flux rope that would later give rise to a CME.

Over the course of the next eight hours after the July 18 flux rope formed, the rope did show up faintly in images of cooler material, suggesting that the hot material from the flare cooled down over time as the flux rope also rose in space. Then eight hours later, on July 19, the material got hot again, the region flared, and the flux rope escaped into space.

"We could verify that the flux rope was there in the coronagraph from SOHO. We could see the typical slinky structure with multiple round loops inside it," says Vourlidas. "We looked at it with other NASA telescopes, too. We looked at it with everything we've got. It's a wonderful time to be a solar physicist, because thanks to the large number of telescopes we have in space at the moment, we can see things like this from every angle."

Vourlidas says that images from NASA's Solar Terrestrial Relations Observatory (STEREO) also helped with analysis. Since the two STEREO spacecraft observe the sun from a different perspective than does SDO, the team got a top-down view of the flux rope with STEREO-A's EUV Imager, which helped unravel the 3-D structure of the flux rope. The foot points of the rope touched in widely separated areas of the solar surface -- an interesting structural development in of itself that is worth further study.

The team will certainly look for other examples in the images of the hottest plasma, searching for evidence of pre-formed flux ropes further back in time. But even one such example of direct evidence adds an important step to the constant scientific cycle of theory and observation, helping refine and improve the theories of what causes these giant explosions on the sun.

For more information about NASA's SDO mission, visit: www.nasa.gov/sdo

For high resolution versions of this media, visit: http://svs.gsfc.nasa.gov/vis/a010000/a011100/a011180/

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Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/k7EPC4ymbr0/130201092746.htm

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Rocket Blasts Off With New NASA Communications Satellite

An unmanned Atlas 5 rocket blasted off on Wednesday to put the first of a new generation of NASA communications satellites into orbit, where it will support the International Space Station, the Hubble Space Telescope and other spacecraft.

The 191-foot (58-metre) rocket lifted off at 8:48 p.m. (0148 GMT Thursday), the first of 13 planned launches in 2013 from the Cape Canaveral Air Force Station just south of NASA?s Kennedy Space Center.

Once in position 22,300 miles (35,900 km) above the planet, the Tracking and Data Relay Satellite, known as TDRS and built by Boeing Co, will join a seven-member network that tracks rocket launches and relays communications to and from the space station, the Hubble observatory and other spacecraft circling Earth.

Two other TDRS spacecraft were decommissioned in 2009 and 2011 respectively and shifted into higher ?graveyard? orbits. A third satellite was lost in the 1986 space shuttle Challenger accident.

NASA used its space shuttle fleet for launching the satellites until 1995, then switched in 2000 to unmanned Atlas rockets, manufactured by United Space Alliance, a partnership of Lockheed Martin and Boeing.

With six operational satellites and a seventh spare, NASA can track and communicate with spacecraft in lower orbits, such as the space station, which flies about 250 miles (400 km) above Earth.

Before 1983 when the first TDRS was launched, NASA relied on ground-based communications, occasionally supplemented with airplanes and ships, which was expensive to maintain and provided only a fraction of the coverage of an orbiting network.

Three second-generation TDRS spacecraft were launched from 2000 to 2002. Wednesday?s launch was the first of three planned third-generation satellites needed to replace aging members of the constellation.

?It?s been a long time since we launched the last one,? NASA?s TDRS project manager, Jeffrey Gramling, told reporters at a news conference before the launch.

Most of the spacecraft are well beyond their 10-year design life, he added.

Initially developed to support the space shuttle and space station programs, the TDRS network now serves a variety of NASA spacecraft and commercial users such as Space Exploration Technologies and foreign space agencies flying cargo ships to and from the station, a $100 billion research laboratory staffed by rotating crews of astronauts and cosmonauts.

The new spacecraft, which cost between $350 million and $400 million, will take about 10 days to reach its intended orbit. It will then go through a three-month checkout before it is put into service, Gramling said.

The 12th and 13th TDRS satellites are targeted for launch in 2014 and December 2015.

(Reuters)

Source: http://www.theyeshivaworld.com/?p=154952

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Sprint's HTC EVO 4G LTE getting an update today

HTC EVO 4G LTE

Heads up, folks. Looks like the Sprint HTC EVO 4G LTE is getting itself a bit of an update today. We're not quite sure exactly what's new in the 44-megabyte update (the changelog you see here is the same as last month's Jelly Bean update), bringing things to version 3.16.651.3, but folks in our forums are reporting improvements to the proximity sensor, a properly silenced camera shutter (for when it should be silent), and voicemail seems to be improved. We'll update should we hear anything official.

Source: EVO 4G LTE forums

read more



Source: http://feedproxy.google.com/~r/androidcentral/~3/F-6tyS-mZEM/story01.htm

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Beyond the Credit Score: Other Ways Credit Card Companies Evaluate You as a Customer

Beyond the Credit Score: Other Ways Credit Card Companies Evaluate You as a CustomerWe all know that lenders use our credit scores to evaluate us and our "credit worthiness," but there are also less-known ways credit card companies are keeping tabs on us. Credit Sesame points out five of these additional scores, including one that monitors your spending behavior.

According to the article posted on Business Insider, lenders use these unofficial scores to determine who gets bonus offers or other incentives and who gets turned down for a card or their accounts limited.

The "Behavior Score" flags not just how much you're spending, but where you shop as well:

"For example, if you normally shop at high-end stores and regularly pay off your card, and then suddenly start shopping at discount stores and carrying a balance, the lender could use this behavior data as an indicator that you have become higher risk and could take steps to minimize its exposure," says [CreditSesame CEO] Nazari. "Alternatively, if your behavior data indicates you are a good risk but you aren't generating a profit, an issuer might determine how to incentivize spending."

To improve that score, CreditSesame says, you need to improve things like late payments and fees and also be careful with triggers like long-term credit card activity.

Another score, the "Attrition Score" (a.k.a., the "Wandering Eye" score) can work to your advantage.

It's how lenders decide how likely it is that you'll "cheat" on them with another competitor. "When this score is high, it tells lenders that they may need to sweeten the pot and offer you various perks so they can continue to make you happy and committed," Nazari says.

Things like calling to request a lower interest rate could get your credit card issuer to pay more attention to you.

Check out the full post for other things about you lenders are watching (most of them are mitigated by good credit score habits and keeping an eye on your score).

Five Little-Known Ways Credit Lenders Keep Their Eye On You | Business Insider

Photo by Michael D Brown (Shutterstock)

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/yiPVxDIciPY/beyond-the-credit-score-other-ways-credit-card-companies-evaluate-you-as-a-customer

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